Do you have a FSA?  Don’t Let It Go To Waste.

Do you have a FSA?  What is a FSA? A Flexible Spending Account, or FSA, is an arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices.  It also covers cash based services that aren’t…

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Have you met your deductible? What does this mean?

Have you met your deductible?  Do you know what a deductible is?  How about co-insurance or copay?  Most people don’t and what you don’t know can hurt you, and your wallet.  I tell my patients all the time: Your insurance coverage is confusing on purpose.  All insurance companies have a singular goal: Collecting more money…

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